In California, our Find Agent tool will list both Agents and Brokers who service your area that National General has agreements with. The agents are appointed by and represent us. They are compensated by us for the policies they produce and are not permitted to charge additional fees related to the insurance transaction. The brokers are not our agents and have no binding authority. A broker transacts business on behalf of and is compensated by the consumer; however, a broker may also receive compensation from the insurer if the consumer purchases a policy. A Broker is required to disclose to you all broker fees being charged as well as if it is entitled to receive compensation by the insurer. If you are unsure whether the person you contact is an agent or a broker, please ask.